UK Property Platform Buyer & Renter Mode

Property decisions
without the fluff.

Paste a listing link. Compare properties properly. Inspect with structure. Understand the real costs. Negotiate with evidence. No estate-agent waffle.

Works with: Rightmove Zoopla OnTheMarket Any listing URL
9 Decision modules
40+ Inspection checks
0 Estate-agent fluff
Property Analysis
14 Thornton Road, E8
£485,000
2 bed flat · Leasehold
Value for money
5.8
Affordability fit
7.2
Risk level
6.5
AI Analyst

"Leasehold with 74 years remaining. Service charge is £3,200/yr — that's eating into your affordability more than the listing suggests. Worth a second look only if you can negotiate below £460k."

Short lease High service charge Good transport
The process

From listing to decision
in one place.

01

Paste the link

Drop any property listing URL. Hausbricks structures the data, flags what's missing, and builds a proper property record — not just a saved bookmark.

02

Set your circumstances

Budget, deposit, income, commute needs, deal breakers. Your profile makes every score and recommendation specific to you — not some generic buyer.

03

Compare properly

Side-by-side comparison of real costs, scores, red flags, and fit. Not just price — mortgage, SDLT, service charges, council tax, EPC, and more.

04

Inspect with structure

40+ point viewing checklist built for real viewings. Score each room, flag concerns, add notes. Generates an inspection report and negotiation ammo.

05

Know the real costs

Mortgage preview, SDLT calculator, legal fees, survey costs, monthly ownership estimate. Indicative, clearly labelled, and personalised to your situation.

06

Negotiate with evidence

Offer strategy, leverage points, suggested opening price, ceiling, walk-away threshold. Plus a professional offer message you can send straight to the agent.

What's inside

Every tool you need.
Nothing you don't.

AI Analyst

Blunt. Evidence-based.
No waffle.

The AI analyst reads your property data, your circumstances, and the numbers — then tells you what it actually thinks. Not what you want to hear.

  • Is this overpriced for the area?
  • What are the real red flags here?
  • Is this leasehold setup a problem?
  • Should I offer, negotiate, or walk away?
Tone: direct, dry, evidence-led. No emojis. No estate-agent language.
AI
Hausbricks Analyst
Is this a decent buy at £485k?

Probably not at asking price. Comparable sales on Thornton Road over the last 12 months average £447k for similar spec. The 74-year lease is a financing risk — most lenders want 85+ years. Service charge at £3,200/yr adds £267/month to your real cost, which the listing doesn't surface.

If the condition is genuinely good and you can get below £460k, it becomes defensible. At £485k, you're paying for the photos.

What should I ask at the viewing?

Ask about the lease extension cost and whether the freeholder is cooperative. Ask for the last 3 years of service charge accounts. Check the boiler age — the listing says "recently serviced" which means nothing. Ask why they're selling.

Comparing 3 properties Sort: Best fit ↓
—
Price
Monthly cost
SDLT
EPC
Fit score
Risk
Best fit
14 Thornton Rd
£485k
£2,340
£12,250
C
7.4
Medium
8 Albion Square
£510k
£2,580
£15,500
D
6.1
High
22 Mare St
£460k
£2,190
£10,500
B
6.8
Low
Comparison Engine

Side by side.
Trade-offs visible.

Compare up to 6 properties at once. Real costs, not just asking prices. Scores weighted to your actual priorities. Red flags surfaced, not buried.

  • Total monthly cost including all charges
  • SDLT, legal fees, survey estimates
  • EPC, broadband, council tax band
  • Viewing scores from your inspections
  • Negotiation strength per property
Viewing Toolkit

40+ checks.
Built for real viewings.

Open the checklist at the property. Tap through structured checks. Flag concerns. Add notes. The app generates an inspection score and negotiation ammunition when you're done.

  • Damp, cracks, roof, brickwork
  • Boiler age, electrics, water pressure
  • Natural light, noise, storage
  • Leasehold and communal area checks
  • Neighbourhood feel and mobile signal
Viewing Checklist 18 / 40
Structure & Condition
✓
No visible damp or water staining
!
Crack above bay window — hairline Added note
○
Roof condition (ask agent)
✓
Brickwork in good condition
Current inspection score 6.8 / 10
Cost Breakdown — £485,000 purchase
Deposit (15%) £72,750
Mortgage (25yr, 4.8%) £2,073/mo
SDLT (first-time buyer) £9,250
Legal fees (est.) £1,800
Survey (Level 2) £650
Total monthly ownership £2,607/mo
Indicative only. Not regulated financial advice.
Affordability & Costs

The real number.
Not just the asking price.

Mortgage preview, SDLT calculation, legal fees, survey, service charges, council tax. See what you're actually committing to each month before you fall in love with the kitchen.

  • SDLT with first-time buyer and additional property rates
  • LTV, mortgage amount, indicative monthly payment
  • Total upfront cost including all fees
  • Monthly ownership cost vs rent comparison
All figures clearly labelled as indicative. Not regulated advice.
Negotiation Hub

Know your number.
Know your leverage.

Enter what you know. Get a suggested opening offer, ceiling price, walk-away threshold, and a professional offer message ready to send. No guesswork.

  • Comparable sales analysis
  • Defect-to-deduction converter
  • Days on market and reduction history
  • Offer strategy: push, hold, or walk
  • Generated offer email for the agent
Negotiation Strategy
14 Thornton Road, E8 — Asking £485,000
Open £452k
Ceiling £468k
Walk £475k
Your leverage points
Short lease (74yr) — est. £8k extension cost
High service charge vs area average
62 days on market, one reduction
Two modes

Buying or renting.
Same rigour, different lens.

🏠

Buyer Mode

  • Mortgage preview & LTV
  • SDLT calculation
  • Leasehold / freehold analysis
  • Long-term value assessment
  • Resale potential scoring
  • Negotiation hub with offer generator
  • EPC and maintenance cost flags
🔑

Renter Mode

  • Monthly rent vs area average
  • Total move-in cost (deposit + fees)
  • Bills estimate included
  • Landlord / management red flags
  • Rental value for money score
  • Rent negotiation guidance
  • Competition urgency indicator
Data sources

Where the numbers come from.

Hausbricks enriches every property with external data. We label what's confirmed, what's estimated, and what's inferred. No fake precision.

📋
HM Land Registry
Sale history, price trends, tenure data
⚡
EPC Register
Energy performance certificates
🏛️
Council Tax Data
Band and estimated annual charge
🚔
Police.uk Crime Data
Local crime context by category
🌐
Ofcom Broadband
Available speeds and coverage
🚇
TfL / Transport Data
Commute times and transport links
Hausbricks is a decision-support tool. All cost figures are indicative and not regulated financial or legal advice. Confirm all material facts independently before proceeding.

Stop guessing.
Start scoring.

Paste your first property link and see what Hausbricks finds in under 60 seconds.

Open Hausbricks Free
No account required. No estate-agent nonsense.